Mark Bigham | Nov 12 2025 16:00
Essential Winter Preparation Tips for Your Home

As winter approaches, it's natural to be concerned about keeping your home warm and secure. But worry not! A few proactive steps now can prevent stress and costly insurance claims later. Here's how you can prepare your home for winter:

Seal Gaps Around Windows and Doors

A simple yet effective way to retain heat and cut down on energy bills is by sealing gaps around windows and doors. This classic method ensures a warmer home environment throughout the chilly months.

Clean Out Gutters

Prevent ice dams and water backup by clearing out leaves and debris from your gutters before heavy snowfall. Keeping gutters clean ensures proper drainage and helps avoid potential damage.

Insulate Exposed Pipes

Protect your pipes from freezing and bursting, especially in basements or along exterior walls, by insulating them appropriately. This is crucial to prevent costly repairs and maintain a running water supply during the cold season.

Boost Indoor Air Quality

Improve your home's air quality by using HEPA filters for viruses and particles or MERV 13+ filters for dust and allergens in HVAC systems or portable units.

Schedule a Heating System Checkup

Avoid surprise breakdowns by having your heating system inspected annually. A checkup ensures efficiency and reliability when you need warmth the most during those cold snaps.

Clear and Check Solar Panels

Keep your solar panels efficient by activating their winter modes and regularly clearing snow after storms.

Update Smart Thermostat Settings

Utilize new model smart thermostats that adjust automatically to reduce energy waste. Set it between 68°F and 70°F while you're at home for optimum comfort and efficiency.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to streamline potential insurance claims. This digital record can be invaluable in case of unforeseen events.

Even incorporating a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember, it's never too late to get started. For peace of mind, review your homeowner's insurance policy with us, especially if you're unsure about winter weather coverage.