About Us

Insurance Built on Relationships,

Backed by Expertise.


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At Affluence Insurance Services, we believe in earning your trust—not just your business. As an affiliate of Pacific Crest Services Inc., we bring both personal attention and nationwide resources to every policy we write.

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What Sets Us Apart

Affluence Insurance Services was founded with a simple idea: insurance should feel like a relationship, not a transaction. Based in Dallas and The Woodlands, with agents throughout Texas and licenses in CA, OK, AR, and AZ, we’ve grown by focusing on what matters—service, communication, and trusted advice.


As an independent agency, we’re not tied to one carrier. That means we work for you—not the insurance company. Whether you’re managing a household, a business, or a multi-state portfolio, we build solutions that evolve with you.

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Independent & Objective

We compare top carriers to find the best fit for your needs and budget.

Ongoing Risk Management

Your insurance should grow with your life or business. We keep up, so you stay protected.

Personalized Service

Real people, real conversations. You’re more than a policy number to us.

Wide Range of Solutions

From annuities to environmental liability, we offer coverage for nearly every risk.

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Our Mission

Empowering clients to protect what matters most—with clarity, confidence, and care.

We do more than provide quotes—we serve as ongoing advisors, helping individuals and businesses understand their risks, navigate changes, and make informed decisions.

Our Team

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Mark Bigham

Insurance Agent Regional Director

FARM CERTIFIED | CLCS CERTIFIED

Office 214.838.6180 | Cell 469.275.6086

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Andrew Wolfe

Agent

Dallas Office

Office (214) 838-6180 | Fax (281) 292-4937

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Dianne Simmons

Agent

Phone 469.855.7557

Email d.simmons@pacificcrestinsurance.com

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Bonnie Rickaway

New Braunfels, TX

Phone 830.822.2778

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Maria Valadez

Agent

Phone 214.228.6721

Email m.valadez@pacificcrestinsurance.com

CRYSTAL CASIANO

AGENT/ASSISTANT TO MARK BIGHAM

Dallas Office

Office Number (214) 838-6180

Fax Number (281) 292-4937

KEITH HILLIARD

FINANCIAL ADVISOR / AGENT

Worth Planning Office - Keith Hilliard

Office Number (903) 617-6136

CHARLIE GUERRERO

AGENT

McAllen, TX

Office Number (214) 838-6180

FRITZ OVIEDO

AGENT

Office Number (214) 838-6180

Office Number (281) 292-4900

Fax Number (281) 292-4937



Leslie Frye


Office Number (214) 380-9196

l.frye@pacificcrestinsurance.com

BRITTNEY HOWARD

AGENT

Dallas Office

Office Number (214) 838-6180

Fax Number (281) 292-4937

SHANE ALLBEE

AGENT

Dallas Office

Office Number (214) 838-6180



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Let's Get To Know Each Other.

Whether you’re shopping for your first policy or rethinking your entire coverage plan, Affluence Insurance Services is here to help.