Term Life Insurance
For Individuals and Families in Dallas, Ft. Worth, Plano, and Texas
Simple. Affordable. Powerful Protection.
Term Life Insurance offers straightforward coverage for a set period—designed to provide peace of mind when your family needs it most. At Affluence Insurance Services, we help you select the right term, amount, and structure so your loved ones are protected if life takes an unexpected turn.
What's Covered
Term life insurance typically includes:
Death Benefit
Pays a tax-free lump sum to your beneficiaries if you pass away during the policy term.
Fixed Terms
Options commonly range from 10 to 30 years to match your financial obligations and life stage.
Convertible Options
Some policies allow you to convert to permanent life insurance without a medical exam.
Insure with Affluence
Affordable Rates
Provides significant coverage at a lower cost than permanent life insurance.
Ideal for Life Milestones
Great for covering mortgage payoff, child education, or income replacement during critical years.
Easy to Understand
Clear terms, no cash value complexity.
Flexible Planning
Choose coverage that aligns with your timeline and budget.
Frequently Asked Questions
What happens when the term ends?
Your coverage expires, but many policies offer renewal or conversion options. We’ll help you plan ahead.
Is a medical exam required?
Often, yes—but we also offer no-exam policies depending on the amount of coverage and your health profile.
How much coverage should I get?
A common rule is 10–15 times your annual income, but we’ll tailor recommendations based on your goals.
Get a Quote
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Coverage That’s There When It Matters Most
Let Affluence Insurance Services help you secure affordable, reliable term life insurance—so your loved ones are always protected.