Renters Insurance

For Individuals and Families in TX, CA, OK, AR, TN and AZ
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Protect What’s Yours—Even If You Don’t Own the Walls

Just because you rent doesn’t mean you’re not at risk. Fire, theft, water damage—these can all happen in a rental. At Affluence Insurance Services, we offer renters insurance that covers your belongings, your liability, and your peace of mind. It’s affordable, essential, and easier than you think to set up.

What's Covered

Renters insurance typically provides:

  • Personal Property Coverage

    Protects your clothing, electronics, furniture, and valuables from theft, fire, and other covered events.

  • Loss of Use / Additional Living Expenses

    Covers temporary housing and extra costs if your rental becomes uninhabitable due to a covered loss.

  • Personal Liability

    Offers protection if someone is injured in your rental or you accidentally damage someone else’s property.

  • Medical Payments

    Pays medical bills if a guest is hurt in your rental, even if you’re not at fault.

Insure with Affluence

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Affordability Meets Protection

Renters insurance is one of the most affordable policies—and offers significant protection.

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Custom Fit for Your Lifestyle

Coverage amounts and options that match your rental, your belongings, and your budget.

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Peace of Mind from Day One

From moving in to the unexpected, our team makes sure you’re protected at every step.

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Bundle and Save

Combine renters insurance with your auto policy for better coverage and reduced rates.

Frequently Asked Questions

  • Does my landlord’s insurance cover my stuff?

    No. Your landlord’s policy only covers the building structure. You’re responsible for insuring your personal property and liability.

  • What if I have roommates?

    Policies typically only cover the named insured. We recommend each roommate get their own policy for full protection.

  • Do I need renters insurance if I don’t own much?

    Even modest belongings can quickly add up in value. Plus, liability coverage and loss-of-use benefits make renters insurance worthwhile.

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Get a Quote

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Cover Your Space, Your Stuff, and Your Liability—Effortlessly

Let Affluence Insurance Services help you secure smart, simple coverage for your rental life. Get a quote and stay protected today.