Changing weather patterns, increased urban development and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the fact that EVERYONE lives in a flood zone! Flood damage can happen anytime anywhere.

Homeowner’s Policy does not cover flooding…

Many do not realize that the Homeowner’s Policy won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business and personal belongings within minutes! If you don’t have the coverage, you have nowhere to turn for help.

Federal assistance is difficult to obtain…

Most floods don’t qualify for federal disaster aid. Only floods that are declared national disaster by the President qualify for federal assistance. When you are able to receive assistance, it is in the form of a grant averaging less than $2,500, or a federal loan that must be repaid with interest.

Flood Insurance puts you in control…

Flood insurance is the only coverage you can buy to protect your home and belongings from rising water or mudflow. Even if you have had previous flooding, you can still buy Flood insurance. Flood insurance pays all covered claims even if a federal disaster is not declared.

Over 90% of all U.S. natural disasters include flooding! The best time to buy flood protection is NOW!

Click here to contact our office to begin the process of selecting a program to fit your needs and your budget!